Living in Singapore

As I was wandering myself off the usual BAU that I am supposed to be doing, I chanced upon the URA site (Urban Redevelopment Authority). It shows information such as current property market price, upcoming property to be launched, etc etc etc. Mind you, these are actually private property. Prices are exhorbitant!
Looking for a property is no easy feat. There are so many considerations considering we will be purchasing one in Singapore. There are millions of policy to remember, millions of rules and regulations to follow and we have gazillion of questions to be answered! Are we eligible for grants ($40K leh...), can we opt of HDB loan (2.6% fixed interest), can we buy certain flat sizes? Gosh.. as me and Yong Teck are freshies, we know nutz!! Hahaha
One thing for sure, we do not want to be slave to the new property. We want our lovenest, renovated to feel cosy cos both of us are really home-bodies, we like to 'nuah' tv the whole day or me fully absorbed into doing jigsaw puzzles..but at the same time also want to enjoy the luxury of having enough savings for rainy days! Yeah..I actually feel matured writing that down..hehehe
Areas to be considered: Sengkang, Buangkok, Bedok (cos it is near his parents place..), Simei, Tampines, Pasir Ris. All these areas are encapsulating our working place, saving transportation cost.
At the same time, we are also considering purchasing a weekend car.. for us to zip around, but if our financial do not allow us to do so, we may do without a is always an option for us!
We will have all our queries answered after CNY cos we will be going down to HDB Hub to take a look and kepoh kepoh abit.. Hopefully, luck is on our side and we can get a flat for $200K..tat will solve all problems!

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